Need help with your Personal Credit?

Why is Credit so Essential?

Credit repair involves fixing your bad credit in any way, shape or form. But when most people use the term "credit repair," they’re referring to the process of disputing errors on credit reports.

Personal errors are more common than you might think. And if you have items on your credit report that aren't 100% accurate, entirely fair and fully substantiated, you want to consider credit repair

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We can remove anything and everything from your credit report

Bankruptcies

Inquiries

Late Payments

Collections

Closed Accounts

Student Loans

Foreclosures

Tax Liens

How much are hard inquiries affecting my credit score?

Each query can lower your credit score by anywhere from 3 to 7 points, which adds up over time. For example, if you have had 11 inquiries in the last two years, your credit score is likely to have dropped by 70 points or more.

How much are hard inquiries affecting my credit score?

Collections can affect your score between 30-100+ points! Collections last up to 7 years on your report and are one of the most negative impacting items you can have shown on your report making it nearly impossible to acquire loans at good rates or loans itself.

Whatever it is, we’ll help you restore and fix your credit.

How it Works

Phase 1 : Professional Analysis

We’ll do a detailed analysis of your credit report to identify the mistakes and errors we will dispute on your behalf.

Phase 2 : Dispute Resolution

We create and send correspondence to all the credit bureaus demanding they remove negative items, following the rules of the Fair Credit Reporting Act.

Phase 3 : Monitor for Peace of Mind

On average, it takes up to 30-45 days to see results on your credit report. We’ll continue to monitor your credit and take all the necessary steps to improve your credit score.